Essential Facts About Home Insurance

Understanding the basic facts about home insurance is crucial to protecting your investment whether you are a first-time home buyer or an e...

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What You Should Expect When Suing An Insurance Company

Are you trying to sue an insurance company? Her are some things you should expect when doing it:
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  • You should hire a lawyer, likewise the insurance company. Your goal is to hire a qualified lawyer who is experienced in suing insurance companies. You should also make sure the lawyer has good references and recommendations.
  • Your lawyer and the lawyer for the insurance company will investigate and examine facts and the history of the dispute through a process called “discovery”. Discovery involves exchanging documents and conducting “depositions”. A deposition is a formal fact-finding process, under oath, conducted by the insurance company’s lawyer.
  • You and the insurance company spend money on court costs, experts, discovery and travel.
  • At some point during the case, your lawyer will prepare you for a “deposition.” When you are a “deponent”( an individual who under oath or affirmation, gives an out-of-court testimony in a deposition), you swear to answer questions truthfully. Your lawyer should protect you from unfair questions during a deposition by making “objections.”
  • If you do not settle, and your case goes to trial, you will be required to be a witness and testify in court.
  • A lawsuit can take several years to resolve. You will have to be patient and wait for the outcome.
  • You should be able to trust your lawyer to handle the case with occasional “check-ins” to keep you posted on the status.
  • You most likely will have to participate in mediation/settlement discussions.
  • You will have to weigh settlement offers and make decisions throughout the case.
So, you should be prepared before suing an insurance company.
Read Also:  Can you sue an insurance company

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